The Blades were condemned to the third tier of English football for the first time since 1989 following their 2-2 draw with Barnsley on Saturday.
Following their relegation from the Premier League in 2007 United have relied heavily on the loan market, spending a staggering ?6million on financing an endless supply of temporary signings.
McCabe said: "We have relied too heavily on attempting short-term solutions and, if anything, indulging managers with too many quick fixes and short-term signings.
"In hindsight it is a factor that has contributed to the demise of United, the over-reliance and use of the loan market has a debilitating rather than strengthening effect on the first team.
"The McCabe family has continued to provide significant funds for managers to recruit to the team. We have been too willing to financially support this policy and are adamant that this will change."
Source: PA
Source: PA